The rapidly rising cost of health care is a hot topic for both individual consumers and businesses offering health insurance policies to their employees. This info-graphic shows the cost difference between using an ER vs. an Urgent Care office for healthcare needs. Choosing the right location for care is one of the ways you can save money for yourself, but also contribute to keeping healthcare costs down overall.
The Shandro Group not only provides health insurance and benefits consulting, but we also have ways to support our employers' Human Resources departments or provide HR resources for companies that don't employ HR support. Here is a Q&A regarding Health Reimbursement Arrangements (HRAs).
The Shandro Group not only provides health insurance and benefits consulting, but we also have ways to support our employers' Human Resources departments or provide HR resources for companies that don't employ HR support. On this blog, we will publish information and articles about topics related to the HR industry. This month's HR Brief discusses the highlights of the Working Families Flexibility Act (H.R. 1180), explains the importance of keeping an updated employee handbook and briefly covers IBM's change in its telecommuting policy.
Be in the know! Our Benefits Bulletins are published quarterly and contain information regarding updates and current events relevant to benefits and healthcare.
We get it...benefits and insurance can be frustrating and confusing. That’s why we’re here to help.
The purpose of this blog is to provide information, address questions, educate on current events as it applies to the health insurance landscape, and any give any other information that can help individuals and employers navigate the insurance world and make the right choices, get the most out of your benefits and ultimately be smart consumers.
Who we are:
The Shandro Group is an insurance agency in Boise, ID. We are an independent agency and work with the many insurance carriers in the area, as well as the state health insurance exchange website, Your Health Idaho. With 15 years of experience in group and individual health insurance and ancillary insurance policies, we would love to work with you to help you understand and provide for your insurance needs.
What we do: We support employers around the Treasure Valley with choosing the best health insurance benefits and other ancillary benefits to offer their employees. We also consult with families and individuals in choosing the right health insurance for them. The Shandro Group is committed to listening and understanding what your needs are and supporting that in the best way possible.
The Shandro Group can help you decide if a high deductible healthplan is right for you and your family. Usually, high deductible healthplans are Health Savings Account qualified, also known as an HSA. This is a savings account that you open through a bank and can contribute money to while you have the HSA qualified plan. You can use this tax deductible money for health, dental, and or vision expenses tax free and it rolls over from year to year. Once you are eligible for Medicare at 65, you can also use these funds to pay for your Medicare premiums.
Check out this article for pros and cons to HSA's.