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This month's Benefits Buzz examines what a repeal of the employer mandate could mean for applicable large employers, explains the Working Families Flexibility Act (H.R. 1180) and highlights the affordability contribution percentage decrease for 2018.

 

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The Shandro Group not only provides health insurance and benefits consulting, but we also have ways to support our employers' Human Resources departments or provide HR resources for companies that don't employ HR support.  Here is a Q&A regarding Health Reimbursement Arrangements (HRAs).

 

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 The Shandro Group not only provides  health insurance and benefits consulting, but we also have a variety of ways to support our employer groups.  Compliance is a large area of concern, especially with the rapidly changing health insurance marketplace.  We have a library of well-researched resources to help you stay in compliance.  This Compliance Overview specifically addresses Health Reimbursement Arrangements, or HRA's.

 

 

 

 

 

 

 

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Be in the know!  Our Benefits Bulletins are published quarterly and contain information regarding updates and current events relevant to benefits and healthcare.

 

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The rapidly rising cost of health care is a hot topic for both individual consumers and businesses offering health insurance policies to their employees.  This info-graphic shows the cost difference between using an ER vs. an Urgent Care office for healthcare needs.  Choosing the right location for care is one of the ways you can save money for yourself, but also contribute to keeping healthcare costs down overall.

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The Shandro Group can help you decide if a high deductible healthplan is right for you and your family.  Usually, high deductible healthplans are Health Savings Account qualified, also known as an HSA.  This is a savings account that you open through a bank and can contribute money to while you have the HSA qualified plan.  You can use this tax deductible money for health, dental, and or vision expenses tax free and it rolls over from year to year.  Once you are eligible for Medicare at 65, you can also use these funds to pay for your Medicare premiums.

Check out this article for pros and cons to HSA's.

 

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