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Medicare
Turning 65, still working past 65, or helping a parent decide? We explain your Medicare options in plain language, at a comfortable pace, and help you choose the coverage that fits your health and budget.
Good to know
We are independent
We compare plans from multiple carriers — no single-company pressure.
We are not tied to one carrier, so we can compare options side by side.
No jargon. We explain Parts A, B, C, and D in terms that make sense.
A Boise broker you can reach — and who reviews your plan each year.
Your Medicare options
Most people choose between a Medicare Supplement paired with a drug plan, or a Medicare Advantage plan. We help you compare them for your situation.
Works with Original Medicare
Also called Medigap.
Predictable costs, broad access
Part C
An all-in-one alternative offered by private carriers.
All-in-one convenience
Part D
Standalone drug coverage for your medications.
Often paired with a Supplement
We do not suggest that one option is universally better than another — the right choice depends on your needs.
Enrollment periods
IEP
The window around your 65th birthday when you first become eligible for Medicare.
AEP
Each fall, when you can change plans for the coming year. AEP Open Enrollment: October 15 – December 7, 2026.
SEP
Certain life events — such as moving or losing other coverage — may let you change outside the annual window.
Annual plan reviews
Plans change every year — premiums, drug formularies, and networks can all shift. Each Annual Enrollment Period we review your current plan against what is newly available, so you are never paying for coverage that no longer fits.
What to bring
— Your Medicare card, or your Part A and Part B start dates
— A list of your current prescriptions and dosages
— The doctors and pharmacies you want to keep
— Any current plan information, if you have coverage now
Questions
No — working with a broker does not add cost to your Medicare premium. We are compensated by the carrier, not by you.
It depends on how you use care, your budget, and your providers. We walk through the trade-offs of each and let you decide — we do not push one over the other.
It depends on your current coverage. We can help you understand how Medicare coordinates with an employer plan so you avoid gaps or penalties.
Yes. We compare Part D plans against your specific medication list and preferred pharmacies.
That is exactly what annual reviews are for. Each fall we check your plan against what is newly available and help you switch if something fits better.
No pressure, ever
Get in touch with us and a Boise broker will call to talk through your options at your pace — no obligation.
What to expect
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options. [confirm Medicare marketing disclaimer wording]
