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Insurance,
explained plainly.

Guides and articles from the Shandro brokers — written to help you understand your options, not to sell you a product. Educational only, and never a substitute for personal advice.

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Individual & Family

Understanding the Health Insurance Marketplace

A plain-language walk-through of on-exchange plans, subsidies, and how to compare coverage without the jargon.

[DYNAMIC DATE] · 8 min read

Medicare

Medicare Supplement vs. Medicare Advantage

The real trade-offs between the two most common Medicare paths — and how to think about which fits you.

[DYNAMIC DATE] · 6 min read

Employer Benefits

Building a benefits portfolio that keeps employees

Why the ancillary lines around your medical plan matter more than most employers realize.

[DYNAMIC DATE] · 7 min read

Life Insurance

Term vs. permanent life insurance, explained

A goal-first way to decide which kind of life insurance actually fits what you are protecting.

[DYNAMIC DATE] · 5 min read

Individual & Family

What a Special Enrollment Period really means

The life events that can let you enroll or change coverage outside of Open Enrollment.

[DYNAMIC DATE] · 4 min read

Insurance Basics

Deductibles, copays, and coinsurance without the headache

The three terms that trip everyone up — defined once, clearly, with a simple example.

[DYNAMIC DATE] · 5 min read

Article content is educational and general in nature. [client to confirm which existing posts to migrate; dates and authors are dynamic fields]

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