401(k) Retirement Plan Administration for Businesses

A well-structured 401(k) plan is more than just a retirement savings tool — it’s a competitive advantage in today’s job market. By offering a 401(k), your business can:

– Attract and retain high-quality employees
– Enhance your overall benefits package
– Take advantage of potential tax benefits for both employer and employees
– Improve employee morale and financial wellness
– Support long-term employee loyalty and productivity

Employees value employers who invest in their future. A 401(k) plan is a clear way to show that commitment.

Managing a retirement plan involves more than just setting it up. We handle the day-to-day administration, so you can focus on running your business. Our services cover:

– Plan design tailored to your company’s goals and budget
– Coordination with top retirement plan providers and fiduciaries
– Employee enrollment, education, and ongoing support
– Contribution tracking and compliance testing
– Filing of required documents, including Form 5500
– Plan audits and regulatory updates
– Assistance with employer matching programs and profit-sharing options

We simplify complex retirement regulations and ensure your plan runs smoothly year after year.

At The Shandro Group, we understand that each company is unique. Whether you’re a small business offering retirement benefits for the first time or a larger organization seeking better plan management, we offer solutions such as:

– Traditional 401(k) plans
– Safe Harbor 401(k) plans to avoid certain IRS testing
– Roth 401(k) options for after-tax contributions
– Solo 401(k) plans for owner-only businesses
– Integrated retirement and benefits packages

Our team works closely with you to design a plan that supports both your business objectives and your employees’ financial futures.

Is my business too small to offer a 401(k) plan?
No. Many small businesses are eligible to offer 401(k) plans, and there are cost-effective options designed specifically for companies with a few employees.

Are there tax incentives for offering a 401(k)?
Yes. Employers may qualify for tax credits to offset startup costs and benefit from deductible contributions.

How much does 401(k) administration cost?
Costs vary based on plan design and company size. We provide transparent pricing and help you find affordable solutions.

Help Your Employees Build a Secure Future

A 401(k) plan is a smart investment in your team and your business. With expert administration from The Shandro Group, you can offer a retirement plan that is easy to manage, fully compliant, and valued by your employees.