Individual & Family Insurance Services

We specialize in medical, dental, vision & life/disability insurance for you and your family.

Our brokers can set up insurance for you & your family that will meet your needs. Contact our office and we will help you navigate all of the many options that are available to you. We specialize in medical, dental, vision & life/disability insurance for you and your family.

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Affordable Care Act Open Enrollment

Open Enrollment is the period of the year that health insurance policies can be purchased for people who don’t have coverage offered through their employer.  If you need to purchase insurance outside the Open Enrollment, you will need to meet the qualifications of a Special Enrollment Period.

Important dates for Open Enrollment

October 1, 2020: Anonymous shopping begins. Plans may be viewed but not purchased.

November 1, 2020: Open Enrollment begins, plans may be purchased for a 1/1/21 start date.

December 11, 2020: Deadline to purchase a plan for a 1/1/21 start date.

Qualifications for a Special Enrollment Period

  • Getting married
  • Having a baby
  • Adopting a child or placing a child for adoption/foster care
  • Moving (Different state or same state outside of current region)
  • Gaining Citizenship or lawful presence in the United States
  • Gaining eligibility due to a change in your income or household
  • Losing other health coverage or job-based coverage that meets standards of minimum essential coverage.
  • Losing other health coverage or job-based coverage that meets standards of minimum essential coverage

This website is operated by The Shandro Group and is not the Health Insurance Marketplace website. In offering this website, The Shandro Group is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.

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