Group Health Insurance Plans for Businesses

Offering group health insurance is more than a benefit. It’s a strategic investment in your workforce. Employees who have access to reliable health coverage are more productive, loyal, and engaged. For employers, group plans can:

– Improve employee retention and satisfaction
– Reduce absenteeism and healthcare-related stress
– Strengthen your reputation as a competitive employer
– Provide potential tax advantages
– Create consistency in benefits across your organization

We work with business owners, HR departments, and leadership teams to build group plans that align with their goals and company culture.

Group plans are flexible and can be customized based on your team size, industry, and budget. Coverage often includes:

– Preventive care and annual checkups
– Primary and specialty doctor visits
– Prescription drug coverage
– Mental health and behavioral care
– Hospitalization and emergency services
– Maternity and pediatric careOptional dental and vision benefits

We offer a variety of plan structures, including PPO, HMO, and High Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs), so you can provide meaningful options for your employees.

Most businesses with two or more employees are eligible to offer group health insurance. Coverage is typically available to:

– Full-time employees
– Part-time employees who meet eligibility thresholds
– Business owners and their families
– Seasonal or contract workers, in some cases

We help you define eligibility criteria and understand how group size affects plan design and premium costs.

At The Shandro Group, we take the guesswork out of group health benefits by offering:

– A full evaluation of your current or desired benefits
– Side-by-side plan comparisons from top insurance carriers
– Cost modeling to help you budget effectively
– Compliance support for ACA and other regulations
– Ongoing account management and employee education

Our goal is to become a long-term partner in your company’s success by supporting the health and well-being of your team.