Health Insurance Plans for Individuals

Without employer-sponsored coverage, many individuals are left navigating a complex insurance marketplace on their own. Having the right individual health insurance plan ensures you are protected from unexpected medical expenses, routine checkups, and long-term care needs. Your health coverage should offer peace of mind, not more stress.

When selecting a health insurance plan, it’s important to think about both short-term and long-term needs. Some of the key factors we help our clients consider include:

– Monthly premium costs
– Deductibles and out-of-pocket limits
– Preferred doctors and in-network providers
– Prescription drug coverage
– Preventive care and wellness visits

Our team walks you through the options available through the Your Health Idaho marketplace and other private insurance providers to help you compare plans that make sense for your lifestyle.

The Shandro Group is a certified enrollment counselor, which means we are qualified to help you navigate the enrollment process at no cost. We help you:

– Determine your eligibility for tax credits or subsidies
– Understand each plan’s benefits and limitations
– Avoid common application errors
– Stay informed about enrollment deadlines

You do not need to handle it all alone. We act as your advocate to simplify the process.

Do I have to wait for open enrollment?
– Not always. You may qualify for a special enrollment period if you’ve recently experienced a life change such as job loss, moving, or aging off a parent’s plan.

Can I keep my same doctor?
– It depends on the plan network. We help you compare plans that allow you to keep your preferred providers when possible.

What if I already have a plan but want to explore new options?
– We can review your current coverage and identify whether better plans are available based on your health needs and financial goals.

Get Expert Help Today

You deserve health coverage that works for you. At The Shandro Group, we bring years of experience, personalized service, and a commitment to helping our clients make confident health decisions.

Ready to explore your options?

Click below to schedule a consultation or reach out with your questions.