Workers’ Compensation Insurance Services

Workers’ compensation insurance provides medical benefits and wage replacement to employees who are injured or become ill due to their job. In return, it protects employers from potential lawsuits related to those injuries.

– Coverage typically includes:
– Medical expenses for treatment and rehabilitation
– Partial wage replacement during recovery
– Disability benefits for long-term or permanent conditions
– Death benefits for the employee’s dependents
– Legal protection for employers in covered cases

In Idaho, nearly every business with employees is required to carry workers’ compensation insurance. Staying compliant not only protects your team, but also shields your company from financial and legal consequences.

If you employ one or more individuals in Idaho, you are likely required by law to provide workers’ compensation insurance. This includes:

– Full-time and part-time employees
– Seasonal and temporary workers
– Family members working in the business
– Some subcontractors, depending on classification

We help you determine exactly who needs to be covered, so your policy meets legal requirements and protects everyone involved.

Choosing the right workers’ compensation policy can be confusing, especially when managing different job roles, risk levels, and claims processes. We simplify it for you by offering:

– Guidance on state-mandated coverage requirements
– Access to top-rated insurance providers
– Risk assessments based on your industry
– Support with audits, renewals, and claims
– Ongoing policy management and compliance support

Whether you’re starting a new policy or reviewing an existing one, we’ll make sure your business is protected and your employees are covered.

Is workers’ compensation required for all Idaho businesses?
Most businesses with employees are required to carry coverage. There are limited exemptions, and we help you verify if you qualify.

How are rates determined?
Rates are based on several factors, including your industry, payroll size, and past claims history.

What happens if I don’t have coverage?
Failing to carry workers’ compensation insurance in Idaho can result in fines, business shutdowns, or liability for workplace injuries.

Protect Your Business and Your Team
Investing in workers’ compensation insurance is not just about legal compliance. It’s about showing your employees that their health and safety are a priority. With help from The Shandro Group, you can feel confident knowing your business is prepared for the unexpected.